Given the speed of AI improvement and adoption, it’s hard for most people to know what to be concerned about, and what to do about it.
In this resource I will present what I believe to be the top risks to both businesses and individuals regarding AI. I will order them by severity, and provide guidance on how to avoid the risks.
Personal AI Risks (PAIR) 
| ID | Risk | Negative Outcome | 
|---|---|---|
| PAIR1 | Failure to Use AI to Grow | You fail to adopt AI to help you learn and improve, and you fall behind in your career and skills and other areas as a result | 
| PAIR2 | Your Soul is Leaked Online | You trust your entire life, including your most private thoughts, journal, etc., to an AI service, and it gets leaked | 
| PAIR3 | Failure to Use AI In Your Work | You don’t learn AI well enough to compete at a particular job, and you get replaced by people who did | 
Business AI Risks (BAIR) 
| ID | Risk | Negative Outcome | 
|---|---|---|
| BAIR1 | Failure to Adopt AI | Your company fails to adopt AI fast enough and is passed by companies that do | 
| BAIR2 | ChatBot | Your company fails to adopt AI fast enough and is passed by companies that do | 
| BAIR2 | Loss of Trust Due to Hasty Use of AI | You rush to adopt AI and connect it insecurely, resulting in the loss of customer data and trust | 
| BAIR3 | You rush to adopt AI and connect it insecurely, resulting in the loss of customer data and trust | 



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